What is the best free Mint alternative for mobile?

No single app matches Mint's free feature set. Empower is free for investment/net worth tracking. Goodbudget is free with limited envelope budgets. Full-featured replacements like Monarch and YNAB cost $10-15/month.

Why did Mint shut down?

Intuit shut down Mint on January 1, 2024, directing users to Credit Karma, which lacks Mint's budgeting features. The move was strategic to consolidate under one brand.

Can I link bank accounts in a free budgeting app?

Empower and Goodbudget support limited bank linking for free. Most apps with full sync (Monarch, YNAB) require a paid subscription.

Is there a free mobile app that tracks spending and investments together?

Empower (formerly Personal Capital) tracks both but its budgeting is weaker. No free app combines Mint-level budgeting with investment tracking.

What budgeting app works on both iOS and Android for free?

Empower, Goodbudget, and NerdWallet have cross-platform free apps but each has significant feature limitations compared to Mint.

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⚠ IssueUnderservedConsumerLive

No free mobile budgeting app fills the Mint-sized hole

Mint shut down Jan 2024 leaving millions of users without a free, full-featured budgeting app on iOS and Android. All serious replacements (Monarch, YNAB, Simplifi) cost $10-15/month. Free alternatives (Empower, Goodbudget) have critical feature gaps. Community discussion is high and ongoing.

Product Idea from this Signal

A mobile app that replaces Mint with free bank sync, automatic categorization, and spending alerts

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Mint shut down in March 2024 and left over 20 million users without a free, full-featured budgeting tool that syncs real bank accounts. Every surviving alternative is either paid (YNAB at $14.99/month, Monarch Money at $9.99/month), investment-focused with weak budgeting (Empower), or platform-locked (Copilot, iOS only). The gap is a genuinely free app that does what Mint did: automatic bank sync, auto-categorization, monthly budget tracking, and spending alerts, with no paywall gating core features.

personal financebudgetingbank syncMint replacementfree tierspending trackingmobile

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